Harrison v Link Financial Ltd [2011] EWHC B3: Greater Protection for Consumer Debtors? - Business Law Review View Harrison v Link Financial Ltd [2011] EWHC B3: Greater Protection for Consumer Debtors? by - Business Law Review Harrison v Link Financial Ltd [2011] EWHC B3: Greater Protection for Consumer Debtors? 32 5

In Harrison, the claimant argued that he was not liable for any sum standing to his debit under the agreement because of MBNA's non-compliance with the Consumer Credit Act 1974 including, inter alia, a failure to send the claimant a copy of the 'terms and conditions'. This case is important because, other than the decision being based on non-compliance with various statutory provisions, the manner in which the creditors sought payment also formed the basis of the decision.

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