Article: The Impact of the Credit Servicing Directive on Regulating Abusive Informal Debt Collection in the European Union: A Step Forward or a Missed Opportunity? - Journal of European Consumer and Market Law View Article: The Impact of the Credit Servicing Directive on Regulating Abusive Informal Debt Collection in the European Union: A Step Forward or a Missed Opportunity? by - Journal of European Consumer and Market Law Article: The Impact of the Credit Servicing Directive on Regulating Abusive Informal Debt Collection in the European Union: A Step Forward or a Missed Opportunity? 12 1 Journal of European Consumer and Market Law