Stretching the borders of EU law? Full harmonisation in the Consumer Credit Directive and mortgage credit - Journal of European Consumer and Market Law View Stretching the borders of EU law? Full harmonisation in the Consumer Credit Directive and mortgage credit by Vanessa Mak - Journal of European Consumer and Market Law Stretching the borders of EU law? Full harmonisation in the Consumer Credit Directive and mortgage credit Vanessa Mak 2 1 Journal of European Consumer and Market Law