CJEU 23 April 2015, C-96/14, Van Hove v CNP Assurances: full disability clause and insurers relief - Journal of European Consumer and Market Law View CJEU 23 April 2015, C-96/14, Van Hove v CNP Assurances: full disability clause and insurers relief by - Journal of European Consumer and Market Law CJEU 23 April 2015, C-96/14, Van Hove v CNP Assurances: full disability clause and insurers relief 4 6 Journal of European Consumer and Market Law